Terms of Service

Effective date: 18 April 2026. These Terms govern your use of the Gutly mobile application (the “App”) provided by Gutly (“we”, “us”). By using the App, you agree to these Terms.

The App is distributed through Apple and Google developer accounts registered in the United Kingdom. These Terms are governed by the laws of Brazil, as set out in section 14.

1. The service

Gutly is a decision-support tool. The App does not make decisions for you, does not replace human judgment, and does not act on your behalf. It only provides structured recommendations, perspectives, and informational content based on inputs you supply.

All outputs are informational, not authoritative, and not binding. You remain solely responsible for evaluating information and for any actions you take—or choose not to take—after using the App.

2. Not professional advice

Nothing in the App constitutes legal, medical, financial, psychological, or other professional advice, diagnosis, or treatment. The App is not a substitute for qualified professionals. If you require expert guidance, consult an appropriate licensed or qualified professional. Do not disregard or delay seeking professional advice because of something you read in the App.

3. User responsibility

You are fully responsible for your decisions and their consequences. We are not responsible for any loss, harm, or outcome arising from your reliance on any suggestion, summary, or other content generated through the App. You alone decide whether and how to use any output.

4. AI limitations and no guaranteed results

The App may use artificial intelligence and automated systems. Responses may be incomplete, incorrect, outdated, biased, or inappropriate for your circumstances. We do not warrant that outputs are accurate, complete, reliable, or suitable for any particular purpose. We do not guarantee any specific outcome from use of the App.

5. Acceptable use

You agree to use the App only in compliance with applicable law and these Terms. You must not misuse the App, attempt to harm other people, generate or solicit unlawful, abusive, hateful, harassing, violent, sexually exploitative, or otherwise harmful content, probe or breach our systems, reverse engineer except where permitted by law, or interfere with other users or the service. We may suspend or terminate access for violations.

6. Account and optional sync

Certain features may require an account or sign-in managed by our infrastructure provider. Cloud sync and backup features (such as “Sync my data”) are optional. You may use local features without enabling sync where the product allows. See our Privacy Policy for how data is handled.

7. Intellectual property

We and our licensors own the App, its branding, and underlying technology, subject to open-source or third-party licenses where applicable. We grant you a personal, non-exclusive, non-transferable, revocable license to use the App in accordance with these Terms. You retain rights in content you submit; you grant us the rights necessary to operate, improve, and secure the service, including processing inputs through AI systems as described in the Privacy Policy.

8. Third-party services

The App may rely on third-party platforms (including cloud and AI providers). Their terms and privacy practices may also apply to their services. We are not responsible for third-party services outside our reasonable control.

9. Disclaimers

THE APP IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT, TO THE MAXIMUM EXTENT PERMITTED BY LAW.

10. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL GUTLY OR ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, OR SUPPLIERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE APP, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATING TO THESE TERMS OR THE APP WILL NOT EXCEED THE GREATER OF (A) THE AMOUNTS YOU PAID US FOR THE APP IN THE TWELVE (12) MONTHS BEFORE THE CLAIM OR (B) ZERO IF THE APP IS PROVIDED FREE OF CHARGE, UNLESS APPLICABLE LAW REQUIRES OTHERWISE.

SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS; IN THOSE CASES, OUR LIABILITY IS LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW.

11. Indemnity

To the extent permitted by law, you agree to defend and indemnify Gutly and its affiliates against claims, damages, losses, and expenses (including reasonable attorneys’ fees) arising from your use of the App, your content, or your violation of these Terms or applicable law.

12. Termination

You may stop using the App at any time by ceasing use and, where applicable, deleting the App or disabling optional features. We may suspend or terminate your access if we reasonably believe you have violated these Terms, pose a security risk, or must comply with law. Provisions that by their nature should survive will survive termination (including disclaimers, limitations of liability, and dispute-related terms).

13. Changes to these Terms

We may modify these Terms from time to time. We will post the updated Terms in the App and update the effective date. If a change is material, we will provide additional notice where required by law. Continued use after the effective date of changes constitutes acceptance of the revised Terms, except where prohibited by law.

14. Governing law and disputes

These Terms are governed by the laws of the Federative Republic of Brazil, without regard to conflict-of-law principles. The courts of Brazil have jurisdiction over disputes relating to these Terms, except where applicable mandatory law (including consumer protection rules) gives you the right to bring proceedings in another country or before another court.

If you are a consumer, mandatory protections in your country of residence still apply where they cannot be waived—including, for users in Brazil, mandatory rules under the LGPD and other Brazilian law, and for users in the United Kingdom, rights under the UK GDPR and Consumer Rights Act where applicable. Your App Store account region does not by itself change which country’s courts may hear a dispute; it is the governing law and mandatory consumer rules above that matter.

15. Contact

Questions about these Terms: hello@gutly.tech